$27.81. Annual adjustments will be made to all contribution rates during the phase-in period and thereafter to reflect actual plan experience. The employer contribution rate is the estimated employer portion of plan costs per plan member. Positive enrolment. Hospital Level I is 100% employer paid. The Public Service Dental Care Plan (DCP) is a private health service plan for federal Public Service employees and their eligible dependants. The Public Service Pension Board of Trustees reviews the premiums for extended health care each fall. This amount is then adjusted by the estimated percentage increase in benefit cost for the following year and divided by 12 to obtain a monthly rate. EHP (Extended Health Provision) – is the rate associated with these benefits for which the employer is 100% responsible. Extended health care coverage Learn about the extended health care coverage available to you, your spouse and/or eligible dependant(s). Forms and Resources If you are looking for forms to help guide you through your pension life events, current Plan news, or even pension or buyback estimators, these items and more can be found here. The Public Service Health Care Plan (PSHCP) Relief Provision provides eligible retired members of the PSHCP with an opportunity to maintain the 25:75 cost sharing ratio for Supplementary Coverage (i.e. T | 613.745.2559 F | 613.745.5457 For enquiries, contact us. In 2016, the Public Service Pension Board of Trustees worked with the boards of the Teachers’ and College pension plans to negotiate a competitive group rate with Green Shield Canada. Coverage for Pensioners. To apply for or to amend your coverage, the PSHCP Pensioner application form (TBS-006492) (PDF, 91KB) must be completed. Note: If you are a survivor of a deceased plan member and you apply for PSHCP coverage within 60 days of your spouse's death you may be eligible to continue the Relief Provision uninterrupted if you include a new PSHCP Relief Provision Application Form with your application. You can apply to amend, increase, decrease or cancel your coverage at any time through your pension office. Plan details are available through the PSPP's Retirement Health Coverage and You. The voluntary PDSP was established by the Government of Canada in 2001. The Public Service Pension Plan does not subsidize the cost of the dental plan’s monthly premiums. Remember me Remember me. It is important for Plan members to know the rights and responsibilities that accompany participation in the Public Service Health Care Plan. The cost of the plan varies from year to year for a number of reasons: You can help manage plan costs by shopping at pharmacies with low dispensing fees, requesting a three-month supply for maintenance prescriptions, electing to receive your PSHCP Bulletin electronically and signing up for direct deposit. The monthly dental plan rates as of February 1, 2020, are: Name of plan: Single: Couple: Family: Essential Dental. --- From Treasury Board of Canada Secretariat. It covers you for specific dental services and supplies that are not covered under your provincial health care or dental care plan. Eligible retired members who apply for the Public Service Health Care Plan (PSHCP) Relief Provision will receive a letter from their pension office advising them of the status of their application. The Public Service Health Care Plan (PSHCP) reimburses participants for expenses incurred for a wide variety of health-related products and services, and is administered by Sun Life Financial. Yes. You must pay monthly premiums to receive extended health care and dental coverage. End of dialog window. Vision Care Benefit. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. These contribution rates did not change in 2015. This assessment may result in changes to your premiums the following year. for members residing in Canada). The monthly contribution rates for retired members with Supplementary coverage can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. The following Frequently Asked Questions (FAQs) provide information regarding: The contribution rate changes are consistent with the Government's commitment to ensuring compensation is reasonable and affordable, as well as aligned with similar plans offered by other public and private sector employers. Sun Life Canada provides coverage for the PSHCP. Plan members. To address this, Budget 2014 announced the Government of Canada's intention to move to a 50:50 (employer to retired member) cost-sharing model. Retirement health coverage. The Public Service Health Care Plan is funded through contributions from: Treasury Board of Canada, Participating employers, and. The cost of the Plan varies from year to year for a number of reasons: You can help manage plan costs by shopping at pharmacies with low dispensing fees, requesting a three-month supply for maintenance prescriptions, electing to receive your Public Service Health Care Plan (PSHCP) Bulletin electronically and signing up for direct deposit. $89.06. Complete details on the PDSP are set out in the PDSP Plan Rules. The Public Service Health Care Plan (PSHCP) monthly contribution rates are comprised of two components, the cost associated with the Extended Health Provision and the cost for the Hospital Provision. These new rates will be reflected in the March 2019­ payroll. No, the pensioner contribution rates will be adjusted annually to reflect the previous year's pensioner plan costs and population and adjusted by the estimated percentage increase in benefit cost for the following year. Occupational Health and Safety Directive January 1, 2011. Single or family coverage considerations are then accounted for and the cost sharing is applied. Plan costs have continued to rise. The Public Service Pension Plan (PSPP) serves over 80,000 active, deferred and retired members, and is governed by the Public Sector Pension Plans Act and its regulations. Public Service Health Care Plan (PSHCP) members who were retired before April 1, 2015 may be eligible for reduced contribution rates, see PSHCP Relief Provision. Plan members who are eligible for a pension from the Public Service Pension Plan (PSPP) and are permanent residents of Canada can have extended health care and dental benefits coverage through Green Shield Canada. The contribution … Welcome to the Public Service Health Care Plan Member Services Website. April 2020 Supplementary Coverage Comprehensive Coverage 1. Future contribution rates will be adjusted to maintain the relevant cost sharing ratio between members and the employer and compensate for increases in current and projected plan costs. Premium subsidies are based on your years of pensionable service. See Schedule V of the Plan document. There are two dental plans to choose from, with different premiums, deductibles and eligible services for each. From: Treasury Board of Canada Secretariat. The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint … Password. Pay and pension system administrators have been advised of these changes to ensure the necessary actions are taken. The document has not been changed and continues to apply. You will not receive a reply. The Extended Health Benefit contribution rates are determined by three factors: the previous year's total plan costs, the pre-determined cost-sharing ratio and the type and level of coverage selected. Start of dialog window. Your Public Service Health Care Plan (PSHCP) PSHCP provides supplementary health care coverage for participants of the plan and their families; Your Pensioners' Dental Services Plan. service@federalretirees.ca. You will not receive a reply. All pension related inquiries, including those related to the Public Service Health Care Plan and the Pensioners' Dental Services Plan, should be referred to the Pension Centre (See Section 9 for information concerning the Public Service Health Care Plan and Section 10 for information concerning the Pensioners' Dental Service Plan.) 2. The Supplementary Death Benefit (SDB) Plan came into effect on January 1, 1955 and forms Part II of the Public Service Superannuation Act (PSSA). Public service group insurance benefit plans, Public Service Health Care Plan Retired Member Contribution Rates for Supplementary Coverage, Public Service Health Care Plan Relief Provision, Public Service Health Care Plan Employer Rate, Schedule V of the Public Service Health Care Plan (PSHCP) Directive, Public Service Health Care Plan (PSHCP) monthly contribution rates, Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin, Plan improvements, such as the elimination of the annual deductible were also announced, Supplementary Coverage - Relief Provision, Public Service Health Care Plan (PSHCP) Relief Application Form, An aging population – with more chronic medical conditions, Earlier diagnosis and treatment of health problems, Availability of new and more expensive drug treatments, Patient-driven demand due to advertising and online information, You must have been a retired member of the PSHCP (retiree or survivor) before, You must either be in receipt of a Guaranteed Income Supplement (GIS) benefit; or the joint net income of you and your spouse/common-law partner as reported on your income tax Notice of Assessment(s) is lower than the GIS thresholds established for the. Executivesare entitled to 100% employer paid Hospital Level III, Family coverage. March 7, 2019. Pensioner contribution rates for the Public Service Health Care Plan (PSHCP), prior to April 2015, were last set in 2011. National Office 865 Shefford Road Ottawa, ON K1J 1H9. The employer and retired members each pay a percentage of plan costs, this is referred to as the cost sharing ratio. It provides coverage for specific services and supplies that are not covered under a provincial health or dental care plan. The plan provides a type of decreasing term life insurance designed to cover members of the public service pension plan. Archived version: April 1, 2008 For more information, refer to: Changes cannot be accepted over the phone. 1.855.304.4700. If you receive a public service pension, you can maintain your PSHCP coverage. The retired member contribution rates will be adjusted annually on April 1st. For enquiries, contact us. How premiums are paid. HP (Hospital Provision) – is the rate associated with this benefit for which the employee is 100% responsible when enrolled at levels II and III. Deductions from pension cheques are taken one month in advance of the effective date of coverage. Extended health care premiums. https://www.federalretirees.ca/.../public-service-health-care-plan-pshcp As a result, the 2015 contribution rate calculation included both an adjustment to reflect the new cost-sharing arrangement and an adjustment for plan cost increases since 2011. Yes. By sigining in, you agree to these terms and conditions. The changes to the PSHCP cost sharing for retired members are: Effective April 1, 2015, the plan cost percentage will rise to 31.25… The Treasury Board has announced the new Public Service Health Care Plan (PSHCP) Monthly Contribution Rates that will come into effect April 1, 2017. Any person in receipt of an ongoing recognised pension, survivor's or children's benefit pursuant to an Act identified in Schedule IV, as amended from time to time by the Treasury Board of Canada, is eligible to join or to continue coverage under the PSHCP when their pension becomes payable (except those persons who immediately prior to retirement were employed … The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint Council website. See the Pensioner Application formfor more information. To be eligible for the Public Service Health Care Plan (PSHCP) Relief Provision, you must either be the GIS recipient or your joint net income (i.e., you and your spouse/common-law partner), as reported on your income tax Notice of Assessment(s), must be lower than the GIS thresholds established for the Old Age Security Act. If you joined the Public Service Health Care Plan (PSHCP) as a retired member on or before March 31, 2015 and are either in receipt of a Guaranteed Income Supplement (GIS) benefit, or have a net income or a joint net income lower than the GIS thresholds, you may be eligible for the PSHCP Relief Provision. All plan members were informed of the new cost-sharing agreement and phase-in period in the Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin dated October 2014, and PSHCP Bulletin 31 dated March 2015. CLIENT SIGN IN Email/Access ID. To be eligible you must meet the following criteria: Note: If you are a survivor of a deceased plan member and you apply for PSHCP coverage within 60 days of your spouse's death you may be eligible to continue the Relief Provision uninterrupted. ... Extended health care plan premiums Print. Federal retirees must apply for the PSHCP. However, you must complete a new  Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office for assessment. The PSHCP is a voluntary health care plan for federal employees, federal retirees and their eligible dependents. Provides plan members with coverage, up to certain limits, for dental service and supply expenses. The purpose of this booklet is to describe the benefits available to Public Service, Canadian Forces, RCMP, and certain other pensioners who are members of the Public Service Health Care Plan. Marie-Chantal Girard Assistant Deputy Minister Pensions and Benefits Sector. CONTACT US. Public Service Health Care Plan Directive This directive is now hosted by the National Joint Council, where it was co-developed by participating bargaining agents and public service employers. A number of Plan improvements, such as the elimination of the annual deductible were also announced at the same time. $52.87. Archived version: April 1, 2008; Archived version: Pesticides Directive November 1, 1993; Archived version: Motor Vehicle Operations Directive April 1, 1995; Public Service Health Care Plan Directive April 1, 2006; Travel Directive July 1, 2017. This notice is to inform plan members and employers participating in the Public Service Health Care Plan (PSHCP) that as of April 1, 2019, the contribution rates for Pensioner Supplementary coverage and Pensioner Supplementary Relief Provision coverage will increase. See table below. Public Service Health Care Plan Relief Provision. Contribution rates are reviewed and amended from time to time as determined through negotiations between the Treasury Board of Canada, the employers, and representatives of employees and pensioners. You must complete the Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office. As one of the largest private health care plans in Canada,... Forms and Documents Plan members who have retired from the federal public service, the RCMP, and the Canadian Forces, as well as members of the Veterans Affairs client group, are eligible to receive coverage under the PSHCP, provided they receive a public service pension. Those approved in 2014 will be contacted by the appropriate pension office with further instructions. As you approach retirement, you may be thinking about what your health care needs will be in the coming years. 3. Should you have any questions regarding this notice, please contact the Pensions and Benefits Sector. Public service group insurance benefit plans, Public Service Health Care Plan - information notices. An early deductible and maximum lifetime amounts will apply to extended health care. It reimburses members for allowable health care services and products. Affordable rates. Please note that conditions may apply. Retirement. Pensioners Managing my Coverage. The contribution rates for retired members of the PSHCP with Supplementary coverage will be adjusted on April 1, 2017, to meet this year’s 43.75% : 56.25% (retired member : employer) cost-sharing ratio. Hospital Levels II and III are 100% retired member paid. Deductions from pension cheques are taken one month in advance of the effective date of coverage. Extended Health Care & Dental Benefits. It provides dental coverage to eligible federal pensioners and their family members who qualify, including survivors. Sign-in help Register. What are the Contribution Rates under the Public Service Health Care Plan Relief Provision? Learn about the Pensioners' Dental Services Plan (PDSP), a voluntary dental services plan for retired members of the federal public service and their eligible dependants (family members) for specific dental services and supplies not covered under a provincial/territorial health or dental care plan. The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. Learn about the coverage options available to you as a retired member of BC’s Public Service Pension Plan. The Pensioners’ Dental Services Plan is a voluntary, contributory dental services plan established by the Government to provide dental services coverage to eligible public service pensioners and their eligible dependants. These components have different cost sharing arrangements. Please refer to the Plan Directive for details. It is calculated based on the previous year's total plan costs for the entire population, (employees, Canadian Forces/Royal Canadian Mounted Police members and pensioners), minus the total member contributions, and then divided by the total number of plan members. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. There is an annual maximum for dental. Retired members' percentage of contributions for Supplementary Coverage is currently 25% of the plan costs, excluding hospital coverage. Effective April 1, 2015, retired members' 50:50 cost sharing will be phased in over a four-year period as shown in the table below. Pensioner contribution rate changes are based on the previous year's total plan costs for the pensioner population and then adjusted by an estimated percentage increase in benefit costs for the upcoming year. This notice is to inform plan members and employers participating in the Public Service Health Care Plan (PSHCP) that as of April 1, 2019, the contribution rates for Pensioner Supplementary coverage and Pensioner Supplementary Relief Provision coverage will increase. Generally, expenses claimed under the Vision Care Benefit are subject to a two-year eligibility cycle that begins every odd year, meaning that the stated maximum eligible expense is for two calendar years instead of one. The form is available on-line or by calling the Government of Canada Pension Center at one of the following numbers: Yes. The employer rate is used to determine total employee contribution in certain types of Leave Without Pay (LWOP) situations, to calculate the Quebec Taxable Benefit and in the remittance of contributions from certain participating separate employers. The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. Or cancel your coverage at any time through your pension office pension Board of Trustees the... 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